Re: [Cal_Boats] Re: Good friends & pirates (insurance) fiver's 2 cense.....

Yep, in most cases when things have gone in the crapper we have jury rigged something or made repairs and gotten home OK...two times when we were stuck and nothing we could do was going to get us off we were damn glad to be able to call for assistance. Two tows over a period of 22 years, I can live with...loosing my boat, or my life or someone else's, or getting sued because I caused some kind of damage to someone's property or the environment trying to re float or save the boat when it just was beyond my capabilities, not so much. I certainly agree that there are many times when folks call for a tow when it seems to me clearly they should have been able to help themselves (hear it on the VHF all the time), but even then, I'm not on scene and don't know the full story. Obviously, the situation is different for each person and vessel, depending on a lot of factors. Experience, type of boat, equipment, physical condition of the people on board, weather, etc. The list goes on and on. I look at it like this, for the cost of 1 tank of diesel, I have the ability to decide to call for professional help before things progress from a bad situation to a disastrous one, without possibly waiting too long because I was worrying about how to pay for it. I hope I never need it again, but it's at least a bit of peace of mind knowing it is in place if I get into a situation where I really do. If I were in a different place, and a different point in my life, with different responsibilities, maybe I would feel differently about it...but, here I am ;-) Fiver, are you saying no towing insurance, or no insurance of any kind, including liability? Best to all! Mark and Terry Rogers "Seirenia", 1966 Cal 36 hull #22 Newburyport, Ma Mobile Marine Electrical Services/MMES Custom Panels www.wewireboats.com ya… [at] aol.com ************************************** Get a sneak peek of the all-new AOL at http://discover.aol.com/memed/aolcom30tour

--- In Ca… [at] yahoogroups.com, yachtwire1@... wrote: Wow! i had no idea this would spark a bunch wore comment...... as to the question of my not wanting *insurance*. well, no towing and nothing on the replacement or repair of BB-54 certainly. but as to the damage that she (or i) could do to another boat....... that sort of liability is needed in an area like Puget Sound. what with all the landlubb-ing, inexperienced, often-times impaired (from numerous souses), ignorant of maritime law.... <takes deep breath....> people. a few of said people owning some very expensive "Micro-Soft" Yacht's; while still other said people owning 40 foot high-speed go- fast boats full of uneducated young girls playing what i can only assume is music, as i can only hear a thumping sound as they roar by in these ostentatious machines of dubious legal financing. <takes another deep breath.....> mind-you, not that this poor girl, who lives on a fixed income; could ever have enough insurance to cover even a scratch on one of those big Micro-Soft Yacht's. not-to-mention that i am pretty certain that the guys with the go-fast boats will not be looking to settle up with me through my insurance carrier, if you catch my drift........ :)(: now if i were living in a more friendly or down-home area, i wouldn't bother with any insurance at all. and even here in Seattle, i won't have any on my 16' foot long-boat. i think that would be like insuring my bicycle. don't get me wrong though, i think all the Sailors are Great up here.....! fiver > ************************************ > > Fiver, are you saying no towing insurance, or no insurance of any kind, > including liability? > > Best to all! > > Mark and Terry Rogers > > "Seirenia", 1966 Cal 36 hull #22 > Newburyport, Ma > > Mobile Marine Electrical Services/MMES Custom Panels > www.wewireboats.com > yachtwire1@... > > > > > > > ************************************** Get a sneak peek of the all- new AOL at > http://discover.aol.com/memed/aolcom30tour >