RE: [Cal_Boats] Boat Insurance

I did State Farm on my CAL 25 with $6K boat coverage on top of liability for $300. Not all State Farm agents are conversant with boat coverage. Cheers Charlie From: Ca… [at] yahoogroups.com [mailto:Ca… [at] yahoogroups.com] On Behalf Of Bruce Stirling Sent: Wednesday, August 02, 2006 9:56 AM To: Ca… [at] yahoogroups.com Subject: RE: [Cal_Boats] Boat Insurance From: Ca… [at] yahoogroups.com [mailto:Ca… [at] yahoogroups.com]On Behalf Of Chris Campbell Sent: Wednesday, August 02, 2006 6:36 AM To: Ca… [at] yahoogroups.com Subject: Re: [Cal_Boats] Cal 3-30 for $5,000 I picked up insurance from my State Farm agent for $150.00 per year. Since I have a 1965 Cal 28 that only cost me $2,850, I opted for liability only. Can't remember the coverage off the top of my head. Bruce Gangfurd Cal 28 - Hull 82 (1965) <http://www.stirlinglaw.com/cal28> Chris Campbell wrote: One last comment--liability coverage is important, in case you mess up and hurt somebody, but insuring the hull and rig is less so for most of us. Our boats are toys. They are not indispensable and they are not appreciating investments, like our houses. They are not highly likely to be damaged, like our cars. Used ones are often available, cheap. Going uninsured ("self-insured") may make sense for many of us. Chris Campbell

I assume that is with no lay up period and being in a hurricane zone that doesn't sound bad. Who is you policy with? Thanks Paul Michael D <md… [at] yahoo.com> wrote: >$1,400+ a year for our Cal 2-27 here in south FL. Insured value is $23K. I >have yet to find an equivalent policy for less. > >--Michael-- > > >

Paul, State Farm. They no longer write new policies. I'm grandfathered in. I have never submitted a claim. Except for maintenance Magic stays in the water year round, and we sail her just about every weekend. Michael From: Paul <pw… [at] aol.com> To: Ca… [at] yahoogroups.com Sent: Fri, December 10, 2010 9:27:54 AM Subject: Re: [Cal_Boats] Boat Insurance I assume that is with no lay up period and being in a hurricane zone that doesn't sound bad. Who is you policy with? Thanks Paul Michael D <md… [at] yahoo.com> wrote: >$1,400+ a year for our Cal 2-27 here in south FL. Insured value is $23K. I >have yet to find an equivalent policy for less. > >--Michael-- > > >

For you reading entertainment.... http://www.theonion.com/articles/rich-guy-wins-yacht-race,620/ --Michael--

Thank you! Hilarious..... Don Dutton, Some Big Boat, "Some Uppity Name" PS Standing on the 3rd deck of a 140 plus foot charter boat at an obvious company holiday event a 20-something looked down on my family eating dinner in our cockpit and blithely remarked, "Our boat is way bigger than YOUR boat!" I calmly looked back at he and his mates and said, "Yes, it is. But tomorrow, mine will still be mine!" Loud laughter trailed away onto the Hudson River as they pulled out of Liberty Landing Marina.... "Twenty Years from now, you will be more disappointed by the things you didn't do than by the things you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover." ........Mark Twain From: Michael D <md… [at] yahoo.com> To: Ca… [at] yahoogroups.com Sent: Fri, December 10, 2010 7:28:52 AM Subject: [Cal_Boats] Rich Guy Wins Yacht Race (All) For you reading entertainment.... http://www.theonion.com/articles/rich-guy-wins-yacht-race,620/ --Michael--

On 12/10/2010 1:08 PM, Donald Dutton wrote: > > > PS Standing on the 3rd deck of a 140 plus foot charter boat at an > obvious company holiday event a 20-something looked down on my family > eating dinner in our cockpit and blithely remarked, "Our boat is way > bigger than YOUR boat!" I calmly looked back at he and his mates and > said, "Yes, it is. But tomorrow, mine will still be mine!" And let us remember the distinction between "going for a boat ride," which is to say, being a mere passenger, and "going sailing," which connotes participation in an adventure. It's like the difference between seeing a TV show about Venice and being there. Chris Campbell

Winston S. Curchill said in reply to the exclamation of a dinner companion. "You 're drunk!" Yes madam was his reply." But tomorrow I will be sober, And you will still be ugly" Words to live by. Mike Farrell From: Donald Dutton <dn… [at] sbcglobal.net> To: Ca… [at] yahoogroups.com Sent: Fri, December 10, 2010 10:08:29 AM Subject: Re: [Cal_Boats] Rich Guy Wins Yacht Race (Michael) Thank you! Hilarious..... Don Dutton, Some Big Boat, "Some Uppity Name" PS Standing on the 3rd deck of a 140 plus foot charter boat at an obvious company holiday event a 20-something looked down on my family eating dinner in our cockpit and blithely remarked, "Our boat is way bigger than YOUR boat!" I calmly looked back at he and his mates and said, "Yes, it is. But tomorrow, mine will still be mine!" Loud laughter trailed away onto the Hudson River as they pulled out of Liberty Landing Marina.... "Twenty Years from now, you will be more disappointed by the things you didn't do than by the things you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover." ........Mark Twain From: Michael D <md… [at] yahoo.com> To: Ca… [at] yahoogroups.com Sent: Fri, December 10, 2010 7:28:52 AM Subject: [Cal_Boats] Rich Guy Wins Yacht Race (All) For you reading entertainment.... http://www.theonion.com/articles/rich-guy-wins-yacht-race,620/ --Michael--

Mike, I thought his response was more subtle (as Churchill was an accomplished politician, as well as an accomplished drinker). The one I heard was: Lady: "Sir, you are drunk!" Winston: "Madam, you are ugly!" Lady: "Sir, you are still drunk!" Winston: "Yes, but I will be quite sober in the morning." Got to leave some things to implication. Cheers Charlie From: Ca… [at] yahoogroups.com [mailto:Ca… [at] yahoogroups.com] On Behalf Of mike farrell Sent: Friday, December 10, 2010 6:33 PM To: Ca… [at] yahoogroups.com Subject: Re: [Cal_Boats] Rich Guy Wins Yacht Race (Michael) Winston S. Curchill said in reply to the exclamation of a dinner companion. "You 're drunk!" Yes madam was his reply." But tomorrow I will be sober, And you will still be ugly" Words to live by. Mike Farrell From: Donald Dutton <dn… [at] sbcglobal.net> To: Ca… [at] yahoogroups.com Sent: Fri, December 10, 2010 10:08:29 AM Subject: Re: [Cal_Boats] Rich Guy Wins Yacht Race (Michael) Thank you! Hilarious..... Don Dutton, Some Big Boat, "Some Uppity Name" PS Standing on the 3rd deck of a 140 plus foot charter boat at an obvious company holiday event a 20-something looked down on my family eating dinner in our cockpit and blithely remarked, "Our boat is way bigger than YOUR boat!" I calmly looked back at he and his mates and said, "Yes, it is. But tomorrow, mine will still be mine!" Loud laughter trailed away onto the Hudson River as they pulled out of Liberty Landing Marina.... "Twenty Years from now, you will be more disappointed by the things you didn't do than by the things you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover." ........Mark Twain From: Michael D <md… [at] yahoo.com> To: Ca… [at] yahoogroups.com Sent: Fri, December 10, 2010 7:28:52 AM Subject: [Cal_Boats] Rich Guy Wins Yacht Race (All) For you reading entertainment.... http://www.theonion.com/articles/rich-guy-wins-yacht-race,620/ --Michael--

Paul, Marc Carella of State Farm in Edgewater, MD has recently written me policies for my CAL 25s. I have low boat value on the policies. I do it to get liability and personal injury, and to satisfy some boat yards. I am paying a little over $300 per boat per year. For my CAL 40, I am paying Boats US $850 or so per year with a limitation to the Chesapeake. I have yet to try to get a rider on the policy to go elsewhere. That might be coming up soon for something like a Delmarva circumnavigation. Carella's office is on the right (if you are going south) on Rt. 2 just south of the South River bridge. Cheers Charlie From: Ca… [at] yahoogroups.com [mailto:Ca… [at] yahoogroups.com] On Behalf Of Michael D Sent: Friday, December 10, 2010 10:01 AM To: Ca… [at] yahoogroups.com Subject: Re: [Cal_Boats] Boat Insurance (Paul) Paul, State Farm. They no longer write new policies. I'm grandfathered in. I have never submitted a claim. Except for maintenance Magic stays in the water year round, and we sail her just about every weekend. Michael From: Paul <pw… [at] aol.com> To: Ca… [at] yahoogroups.com Sent: Fri, December 10, 2010 9:27:54 AM Subject: Re: [Cal_Boats] Boat Insurance I assume that is with no lay up period and being in a hurricane zone that doesn't sound bad. Who is you policy with? Thanks Paul Michael D <md… [at] yahoo.com> wrote: >$1,400+ a year for our Cal 2-27 here in south FL. Insured value is >$23K. I have yet to find an equivalent policy for less. > >--Michael-- > > > ------------------------------------ Yahoo! Groups Links