Insurance won't pay if no seacock

I'm having a hard time with this one. I think I've seen one boat out of the dozens I've crawled around in with a proper seacock. You'd think that the surveyors would be all over this if it were true. If I got an insurance survey and he didn't write me up for my seacocks, and I sank my boat and the insurance didn't pay the surveyors would be up to their necks in lawsuits I would think. I'm not saying that it is a bad idea to put in proper seacocks, but I don't think I'm hauling the boat out just to replace the seacocks tomorrow. I'm just pleased that I didn't have to replace gate valves that I'm sure were on my 40 year old boat originally. When I got it at least someone had gotten around to replacing them with inline ball valves at some point in the past. Or maybe I just hang out with the wrong crowd, a bunch of near derelicts, accidents waiting to happen. : ) John Need Mail bonding? Go to the Yahoo! Mail Q&A for great tips from Yahoo! Answers users. http://answers.yahoo.com/dir/?link=list&sid=396546091

Having been director of quality for a valve manufacturer and plumbing litigation/valve expert for 22yrs it would hold to reason that if the seacock with ears to secure to hull could have prevented a loss, and if that configuration is a coast guard requirement, then were all screwed including myself for not having an approved seacock.. If the boat is sunk because the valve failed in some way, the evidence would have to indicate the failure was due to the valve not meeting the industry standards for seacocks. Just a cent worth of reason. Mark ----- Original Message ----- From: John Courter To: Ca… [at] yahoogroups.com Sent: Saturday, February 12, 2011 12:07 AM Subject: [Cal_Boats] Insurance won't pay if no seacock I'm having a hard time with this one. I think I've seen one boat out of the dozens I've crawled around in with a proper seacock. You'd think that the surveyors would be all over this if it were true. If I got an insurance survey and he didn't write me up for my seacocks, and I sank my boat and the insurance didn't pay the surveyors would be up to their necks in lawsuits I would think. I'm not saying that it is a bad idea to put in proper seacocks, but I don't think I'm hauling the boat out just to replace the seacocks tomorrow. I'm just pleased that I didn't have to replace gate valves that I'm sure were on my 40 year old boat originally. When I got it at least someone had gotten around to replacing them with inline ball valves at some point in the past. Or maybe I just hang out with the wrong crowd, a bunch of near derelicts, accidents waiting to happen. : ) John ------------------------------------------------------------------------------ Don't pick lemons. See all the new 2007 cars at Yahoo! Autos. __________ Information from ESET NOD32 Antivirus, version of virus signature database 5868 (20110212) __________ The message was checked by ESET NOD32 Antivirus. http://www.eset.com __________ Information from ESET NOD32 Antivirus, version of virus signature database 5871 (20110213) __________ The message was checked by ESET NOD32 Antivirus. http://www.eset.com

I hesitate to offer my non expert opinion but I think that you are held to the standards of when the boat was made, not the standards as of the date of the sinking. I know this holds for wiring and grounding as I did an article on that subject. Just another 2cents worth. Allen On Sun, Feb 13, 2011 at 6:21 PM, Mark Alan Stahnke (MAS Consulting) < ma… [at] cox.net> wrote: > > > Having been director of quality for a valve manufacturer and plumbing > litigation/valve expert for 22yrs it would hold to reason that if the > seacock with ears to secure to hull could have prevented a loss, and if > that configuration is a coast guard requirement, then were all screwed > including myself for not having an approved seacock.. If the boat is sunk > because the valve failed in some way, the evidence would have to indicate > the failure was due to the valve not meeting the industry standards > for seacocks. > Just a cent worth of reason. > Mark > > > > ----- Original Message ----- > *From:* John Courter <ca… [at] yahoo.com> > *To:* Ca… [at] yahoogroups.com > *Sent:* Saturday, February 12, 2011 12:07 AM > *Subject:* [Cal_Boats] Insurance won't pay if no seacock > > > > I'm having a hard time with this one. I think I've seen one boat out of > the dozens I've crawled around in with a proper seacock. You'd think that > the surveyors would be all over this if it were true. If I got an insurance > survey and he didn't write me up for my seacocks, and I sank my boat and the > insurance didn't pay the surveyors would be up to their necks in lawsuits I > would think. > > I'm not saying that it is a bad idea to put in proper seacocks, but I don't > think I'm hauling the boat out just to replace the seacocks tomorrow. I'm > just pleased that I didn't have to replace gate valves that I'm sure were on > my 40 year old boat originally. When I got it at least someone had gotten > around to replacing them with inline ball valves at some point in the past. > > Or maybe I just hang out with the wrong crowd, a bunch of near derelicts, > accidents waiting to happen. : ) > > John > > ------------------------------ > Don't pick lemons. > See all the new 2007 cars<http://autos.yahoo.com/new_cars.html;_ylc=X3oDMTE0OGRsc3F2BF9TAzk3MTA3MDc2BHNlYwNtYWlsdGFncwRzbGsDbmV3Y2Fycw-->at Yahoo! > Autos.<http://autos.yahoo.com/new_cars.html;_ylc=X3oDMTE0OGRsc3F2BF9TAzk3MTA3MDc2BHNlYwNtYWlsdGFncwRzbGsDbmV3Y2Fycw--> > > > > __________ Information from ESET NOD32 Antivirus, version of virus > signature database 5868 (20110212) __________ > > The message was checked by ESET NOD32 Antivirus. > > http://www.eset.com > > > > __________ Information from ESET NOD32 Antivirus, version of virus > signature database 5871 (20110213) __________ > > The message was checked by ESET NOD32 Antivirus. > > http://www.eset.com > > >

That sounds about right unless there was a recal or if the component was changed out then it would have to be brought up to the recent standard. ----- Original Message ----- From: Allen Edwards To: Ca… [at] yahoogroups.com Sent: Sunday, February 13, 2011 7:09 PM Subject: Re: [Cal_Boats] Insurance won't pay if no seacock I hesitate to offer my non expert opinion but I think that you are held to the standards of when the boat was made, not the standards as of the date of the sinking. I know this holds for wiring and grounding as I did an article on that subject. Just another 2cents worth. Allen On Sun, Feb 13, 2011 at 6:21 PM, Mark Alan Stahnke (MAS Consulting) <ma… [at] cox.net> wrote: Having been director of quality for a valve manufacturer and plumbing litigation/valve expert for 22yrs it would hold to reason that if the seacock with ears to secure to hull could have prevented a loss, and if that configuration is a coast guard requirement, then were all screwed including myself for not having an approved seacock.. If the boat is sunk because the valve failed in some way, the evidence would have to indicate the failure was due to the valve not meeting the industry standards for seacocks. Just a cent worth of reason. Mark ----- Original Message ----- From: John Courter To: Ca… [at] yahoogroups.com Sent: Saturday, February 12, 2011 12:07 AM Subject: [Cal_Boats] Insurance won't pay if no seacock I'm having a hard time with this one. I think I've seen one boat out of the dozens I've crawled around in with a proper seacock. You'd think that the surveyors would be all over this if it were true. If I got an insurance survey and he didn't write me up for my seacocks, and I sank my boat and the insurance didn't pay the surveyors would be up to their necks in lawsuits I would think. I'm not saying that it is a bad idea to put in proper seacocks, but I don't think I'm hauling the boat out just to replace the seacocks tomorrow. I'm just pleased that I didn't have to replace gate valves that I'm sure were on my 40 year old boat originally. When I got it at least someone had gotten around to replacing them with inline ball valves at some point in the past. Or maybe I just hang out with the wrong crowd, a bunch of near derelicts, accidents waiting to happen. : ) John -------------------------------------------------------------------------- Don't pick lemons. See all the new 2007 cars at Yahoo! Autos. __________ Information from ESET NOD32 Antivirus, version of virus signature database 5868 (20110212) __________ The message was checked by ESET NOD32 Antivirus. http://www.eset.com __________ Information from ESET NOD32 Antivirus, version of virus signature database 5871 (20110213) __________ The message was checked by ESET NOD32 Antivirus. http://www.eset.com __________ Information from ESET NOD32 Antivirus, version of virus signature database 5871 (20110213) __________ The message was checked by ESET NOD32 Antivirus. http://www.eset.com __________ Information from ESET NOD32 Antivirus, version of virus signature database 5873 (20110214) __________ The message was checked by ESET NOD32 Antivirus. http://www.eset.com